I love this set! Especially when it comes to doing monogram cards!! Someone asked me at stamp camp who's initials do you put on the card... the giver or the sender? Usually it is the sender, because it is your personal note card that you are sending. Think monogrammed soap, towels, etc. If you make a set to give away as a gift, I would put the person's initial that you are giving to on the group of cards. Good question, though.
Here is the recipe for this card:
Card Stock: River Rock, Very Vanilla and Ruby Red
Printed paper: Ginger Blossom
Ribbon: Groovy Guava double stitched ribbon
Stamp Set: Lovely Letters
Punches: Scallop and 1-3/8 circle punches